You receive $25 from Sofi bank when you open a Sofi checking account with $50. Sofi banking is online and very convenient.
Less get started today.
Money, Money, Money
Better banking is here with up to 4.00% APY and no-account fees. Sofi banking is awesome. Try it today you will be glad you did.
With SoFi Banking, you can enjoy the convenience of getting paid up to 2 days early, giving you quicker access to your hard-earned money. Say goodbye to account fees and overdraft fees^, allowing you to keep more of your funds where they belong. Plus, when you sign up and set up direct deposit, you can earn up to $300† as a welcome bonus. With FDIC insurance** providing peace of mind, SoFi Banking offers a secure and fee-free banking experience that makes managing your finances easier than ever. Start using SoFi Banking today to take control of your financial future with added perks and benefits.
So many Benefits:
Earn up to 4.00% APY
Up to 2-day-early-paycheck*
No-fee Overdraft Coverage.
Do it all in one app.
No account fees
Up to $2M of additional FDIC insurance through a network of participating banks
Scan Bar Code to sign up today
Additional Benefits
Personal Loans
Sofi Banking is ahead of the game in this area.
- Low monthly payments
- Get funds as soon as the same day you sign Same-Day Personal Loan Funding: or we can pay off your credit card directly.
- Credit card debt consolidation loans
- Home improvement loans
- Family Planning Loans
- vacation loans
- wedding loans
- student loan refinancing
More Benefits
| Benefit | Standard | Plus |
|---|---|---|
| Savings APY¹ | 1.20% | 4.0% |
| Rewards points on qualifying activity² | 1x | 2x |
| Credit card cash back rewards³ | Up to 3% | Up to 3.3% |
| Extra rate discount on personal loans⁴ | 0.25% discount | |
| SoFi Travel cash back rewards⁵ 3% on hotels |